AI-Driven Financial Planning Platform Powered by ReAct Agents
An AI-powered, domain-specific solution designed to modernize and automate every layer of financial planning. This application manages the full lifecycle — from client onboarding and data profiling to dynamic investment planning, personalized risk analysis, estate recommendations, and jurisdiction-specific compliance checks.
It’s not just RAG — it’s intelligent automation. The platform orchestrates complete financial workflows through agent reasoning, tool integration, and regulatory enforcement, minimizing manual effort while maximizing accuracy, personalization, and trust.
It integrates real-time financial data, client-specific attributes (age, income, dependents), and government benefit eligibility (e.g., RRSP/TFSA in Canada, 401(k)/IRA in the US) to produce personalized, regulation-aware strategies. Advisors and clients interact with a built-in AI assistant chat, while the system dynamically decomposes multi-step queries, triggers tools, and retrieves region-specific policy insights using domain-specific ReAct-powered RAG.
This platform uses multi-intent ReAct agents to manage complex advisor workflows and deliver real-time, regulation-aware insights. It supports interactive planning via a built-in AI assistant chat, enabling clients and advisors to ask:
“What’s my updated risk profile?”
“Generate a compliant investment plan for a Canadian resident with high income.”
“Summarize my estate and insurance coverage.”
Behind the scenes, the agent:
Interprets multi-step requests
Retrieves and fuses data from client profiles, market APIs, tax frameworks, and government benefit programs
Applies rule-based validation (e.g., tax strategy thresholds, eligibility criteria, cross-border compliance)
Automatically generates personalized reports based on client profiles to support advisors in planning across investment, retirement, insurance, estate, and tax domains
It dynamically tailors its outputs based on:
Region-specific financial instruments and tax policies (e.g., RRSP/TFSA in Canada vs. 401(k)/IRA in the U.S.)
Client-specific factors like age, dependents, retirement horizon, and income brackets
Applicable regulatory frameworks for investments, estate, and insurance
What It Powers:
End-to-end client profile creation and management
AI-generated investment and retirement plans
Personalized risk assessment and asset mix
Integrated support for insurance, wills, and estate planning
Automated compliance verification based on jurisdiction and product type
Embedded conversational AI advisor for continuous support
Benefits for Financial Institutions:
Boosts advisor efficiency and response quality
Reduces manual compliance errors with automated checks
Enables self-service intelligence for clients and internal teams
This showcases how domain-specific AI agents can elevate financial advisory, risk management, and client engagement at scale.
